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What We Do

VRAY INC

Secure Distributed Payment Platform

VRAY operates secure, cross platform, omni-channel technologies to deliver payment solutions to merchants. This includes existing online, and emerging voice, Internet of Things, and vehicle transaction points. The platform reduces fraud with a password-free simple integration into existing merchant and processor infrastructure.

Address Increasing Online Fraud

​With the introduction of chip (EMV) cards in the US, fraud declined for retail purchases but increased significantly for online purchases. As new payment channels open, fraud will follow. VRAY offers a payment method tailored to each transaction interface. It is simple and secure – which will lead to higher purchase conversion and lower fraud costs. With more than 500 million digital wallets expected in use in 2021, VRAY projects an addressable market of $200 billion for its products.

FEATURES

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Cross platform

Shop on any device or platform and authorize on the mobile

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Secure

Skip entering card details and opt for password-free, biometric authorization instead

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Simple

Downloading mobile app is not required

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Omni-channel

Scalable to various payment channels, including e-commerce, voice, Internet of Things and vehicle